Now Is The Best Time To Start Saving For Big Purchases

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Now Is The Best Time To Start Saving For Big Purchases

There is no time like the present to start on things that you have been putting off. Getting a jump on your to-do list will reduce your stress levels and give you a sense of accomplishment. In addition, there is no better time than now to start saving for some big future purchases. By saving ahead of...
Finding The Best Online Bank

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Finding The Best Online Bank

Online banks are the place to bank these days. Everyone is looking for the bank that is paying the absolute highest interest rate on savings accounts. However, finding the best online bank is not just a matter of determining who is paying the highest interest rate. While a high interest rate is important,...
What Is Umbrella Insurance And Do You Need It?

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What Is Umbrella Insurance And Do You Need It?

I have never professed to know everything there is to know about money and finances, and I am reminded of that on a fairly regular basis. Recently, I came across the term “umbrella insurance” and realized that I basically knew nothing about it. I had heard of it before but really had no idea what...
Why Dividends Are Important To The Portfolio Of Every Investor

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Why Dividends Are Important To The Portfolio Of Every Investor

Let’s talk about dividends. Fixed income and old-school investors all love dividends. Dividends are a share of company’s profits that are paid out to shareholders. Many stocks, bonds, and mutual funds offer dividends to investors. Dividends provide a stable income stream that help to improve investment...
6 Ways To Save Money on College Textbooks

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6 Ways To Save Money on College Textbooks

Ah yes, it’s back to school time, and if you thought the crap that you’re buying your elementary school kids is expensive, just wait until they’re in college. The money spent on college textbooks has got to be one of the biggest wastes of money while attending college. Many professors...
Should I Refinance My Mortgage?

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Should I Refinance My Mortgage?

I’ve been writing personal finance articles for almost 5 years now, and I still don’t claim to know it all or know exactly what financial moves to make in my own life. One great advantage to having an outlet at my disposal like Money Crashers is that I have thousands of readers that can...
How To Avoid Letting Social Media Ruin Your Career

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How To Avoid Letting Social Media Ruin Your Career

Every day I see people my age and younger post STUPID stuff on their Facebook wall or Twitter feed. I cringe every time I see it, because they don’t even realize who’s looking at that content or who could be looking at it in the future. We used to treat Facebook like it was just a place...
The Worst Advice I’ve Ever Seen From a Major Publication

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The Worst Advice I’ve Ever Seen From a Major Publication

Today, one of our writers came across an article that made me want to throw up just from reading the title: Forget the Mortgage, I’m Paying My Credit Card Bill. Oh man, where do I start? I honestly feel bad for the people that write this crap and for the people that they interview, because they...
Only You Can Create New Jobs For This Country

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Only You Can Create New Jobs For This Country

If you’ve been following the financial news today, then you saw articles like this one from Yahoo Finance about the unemployment rate falling to 9.7% , which is a five-month low. That sounds like good news, and it could be, but when you look deeper into the numbers and throw some logic into the...

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Personal Finance Round-Up: How Does The IRS Pick Tax Returns To Audit?

It’s that time again to take a look at our personal finance blogging friends, and see what they’re writing.  Seriously, we have the best blogging community on the web.  If that’s not evident by now, then something is wrong.  Here are some of the best of the best articles from this...

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