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How To Save Money At The Dentist’s Office

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How To Save Money At The Dentist’s Office

I recently had a dentist’s appointment to have my teeth cleaned. For the most part, I am terrible with keeping up with regular dentist appointments. This was the first time I had been in a few years. Regardless, this latest trip helped me to realize that, yes, you can save money at the dentist’s...
Now Is The Best Time To Start Saving For Big Purchases

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Now Is The Best Time To Start Saving For Big Purchases

There is no time like the present to start on things that you have been putting off. Getting a jump on your to-do list will reduce your stress levels and give you a sense of accomplishment. In addition, there is no better time than now to start saving for some big future purchases. By saving ahead of...
Is the McMansion Dead?

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Is the McMansion Dead?

Over the past few weeks, there have been several headlines declaring the death of the McMansion.  Depending on how you define the “McMansion”, there may be some merit to the argument, but other aspects of the American desire to have things that are “big” are alive and well. ...
The First (And Most Important) Step To Fixing Your Finances

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The First (And Most Important) Step To Fixing Your Finances

I have had many conversations with many people in the past who have inquired about how to get out of debt. Most of these people realize that they are in debt and that they do need to do something about it. Realization of the problem and desire for a solution is one of the all-important first steps,...
Who Would Make the Best Use of $Billions – Bill Gates or US Govt?

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Who Would Make the Best Use of $Billions – Bill Gates or US Govt?

As the saying goes, “No good deed goes unpunished”, with the recent announcement that several billionaires will end up donating much of their wealth to philanthropy before they die rather than passing it on to heirs (along with a substantial portion to US coffers by way of the estate tax),...
6 Ways To Save Money on College Textbooks

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6 Ways To Save Money on College Textbooks

Ah yes, it’s back to school time, and if you thought the crap that you’re buying your elementary school kids is expensive, just wait until they’re in college. The money spent on college textbooks has got to be one of the biggest wastes of money while attending college. Many professors...
Should I Refinance My Mortgage?

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Should I Refinance My Mortgage?

I’ve been writing personal finance articles for almost 5 years now, and I still don’t claim to know it all or know exactly what financial moves to make in my own life. One great advantage to having an outlet at my disposal like Money Crashers is that I have thousands of readers that can...
Tax Free Holidays Coming Up

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Tax Free Holidays Coming Up

It’s really hard to believe that Summer is almost over, and many of you will be sending your kids back to school! Sending your kids back to school can be a really expensive time of year, because your kids are growing out of clothes and need new school supplies. Fortunately, a lot of states have...
Social Security Tipping Point in 2010 – IN THE RED

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Social Security Tipping Point in 2010 – IN THE RED

Social Security will actually pay out more benefits this year than it will take in which is a pretty shocking wakeup call.  While I’d been hearing about skepticism over the solvency of Social Security ever since I was a little kid, 2010 marks a year when the payouts don’t match the intake...
401K Match: Is This Employee Perk Going Away or Coming Back?

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401K Match: Is This Employee Perk Going Away or Coming Back?

The 401(k) match has been something employees like myself just took for granted for decades now.  While the benefit varies company to company, the conventional wisdom had always been to make sure you contribute at least enough to max out the company match since it’s free money.  In essence,...

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