This past weekend, for the first time in my adult life, I was the victim of identity theft.  We were talking into the movie theater about to sit down for a movie, and I got a phone call from a weird phone number.  I listened to the message as we sat down in our seats and it was Bank of America saying...

If you’re a deal hunter, you’ll love Groupon . Each day, Groupon, which is a free service, offers a different deal on something fun to do, good food, a new experience, or something you’ve always wanted to try. It’s basically a gift certificate at a discount. Groupon has coupons available...

There is no time like the present to start on things that you have been putting off. Getting a jump on your to-do list will reduce your stress levels and give you a sense of accomplishment. In addition, there is no better time than now to start saving for some big future purchases. By saving ahead of...

Online banks are the place to bank these days. Everyone is looking for the bank that is paying the absolute highest interest rate on savings accounts. However, finding the best online bank is not just a matter of determining who is paying the highest interest rate. While a high interest rate is important,...

I have never professed to know everything there is to know about money and finances, and I am reminded of that on a fairly regular basis. Recently, I came across the term “umbrella insurance” and realized that I basically knew nothing about it. I had heard of it before but really had no idea what...

Eliminating your credit card debt and all of your debt is the single most important thing you can do to help you start winning with money. But, it’s one thing to just pay off your credit card debt and get right back into debt. When you decide to eliminate your debt and achieve the goal, your next...

Ah yes, it’s back to school time, and if you thought the crap that you’re buying your elementary school kids is expensive, just wait until they’re in college. The money spent on college textbooks has got to be one of the biggest wastes of money while attending college. Many professors...

It’s really hard to believe that Summer is almost over, and many of you will be sending your kids back to school! Sending your kids back to school can be a really expensive time of year, because your kids are growing out of clothes and need new school supplies. Fortunately, a lot of states have...

The process is deceptively simple on the surface…just plug a few numbers into your favorite retirement calculator and within seconds you have a mathematically precise answer showing how much money you need to retire. Millions of people (including highly qualified financial planners) follow this exact...

The process is deceptively simple on the surface…just plug a few numbers into your favorite retirement calculator and within seconds you have a mathematically precise answer showing how much money you need to retire. Millions of people (including highly qualified financial planners) follow this exact...