The 4% Rule is Obsolete...

Here’s a piece from Daily Finance that says the 4% rule is obsolete . The details: The common wisdom that a 4% annual withdrawal rate is the safe way to avoid outliving your money is increasingly coming under fire. In fact, it may well become a thing of the past. The theory was...

The Four Most Important...

Here’s another post that adds to our conversation of what will/should fund your retirement income . This one is from US News and they list the four most important sources of retirement income as follows: Social Security. Social Security is the most utilized retirement benefit, with...

Retire Early or Retire ...

MSN Money brings up a good question regarding when to retire : Which is really better? A smaller Social Security check starting at age 62 that you are still young enough to enjoy for years? Or a much larger Social Security check beginning at 70 that you get for a much shorter period and...

How Much Income Do I Ne...

The following is an excerpt from the ebook How Much Do I Need to Retire by Todd Tresidder from Financial Mentor. I really enjoyed this book (and worked through it personally in re-calculating my retirement number), so much so that I convinced Todd to give you all a special offer on it....

Answer These Six Essent...

The following is an excerpt from the ebook How Much Do I Need to Retire by Todd Tresidder from Financial Mentor. I really enjoyed this book (and worked through it personally in re-calculating my retirement number), so much so that I convinced Todd to give you all a special offer on it....

Why Calculate The Savin...

The following is an excerpt from the ebook How Much Do I Need to Retire by Todd Tresidder from Financial Mentor. I really enjoyed this book (and worked through it personally in re-calculating my retirement number), so much so that I convinced Todd to give you all a special offer on it....

FMF March Money Madness...

Here we go with the first round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I’ve listed each “game” (one post versus another) in...

Five Reasons to Have a ...

US News lists five reasons you need a budget as follows: 1. To set and reach financial goals. 2. To spend according to your priorities. 3. To build wealth. 4. To plan for retirement. 5. For peace of mind. My thoughts: When you are first starting out (after college — perhaps even...

More People Interested ...

US News notes that more and more people are starting to favor part-time retirement over full retirement . Some highlights: Most older workers (65 percent) say they would ideally like to include some form of work in their retirement, according to a 2011 Harris Interactive survey. But only...

$4 Million Not Enough t...

CNN Money had a reader write in with this question : I hope to have $4 million saved by the time I retire in 30 years. That sounds like a lot of money, but how much would that be in today’s dollars? Their response talks about how the reader is right to ask this question because of...