Mortgages | Money,Mortgages,Stocks,Taxes,Debt - Part 3

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My Top Ten Career Related Websites For Young People

Your career is the most important aspect to your personal finances, because without a good career that you enjoy, you’ll have a hard time finding earning a significant income over your lifetime. Without good income, it’s so tough to get ahead with your finances. I am constantly telling people...

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Do You Still Pay For A Land Line?

Why? Since I left home at the age of 18, I have owned a land line for two years of out the ten years that I have been on my own. The first time I paid for it, I had gotten rid of my cell phone a year before, so my roommate and I split a land line so I could make phone calls when needed. The second year...
Minimum Wage Increase Coming - Is it Right?

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Minimum Wage Increase Coming - Is it Right?

Bringing up the validity or fairness of the minimum wage is always a surefire way to stir up some controversy.  With the new federal minimum wage set to increase to $7.25 an hour later this month in July 2009, 29 states are going to be affected in the midst of a severe recession.  Economic woes aside,...

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The Difference Between Frugal and Cheap

Ever since I have been more passionate about personal finance and managing my money, I have noticed that there are different definitions of being cheap and being frugal, depending on who you talk to. When my wife and I started telling people that we couldn’t go on vacation, because we were paying...
The New Normal Is: Abnormal - It Won’t Last

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The New Normal Is: Abnormal - It Won’t Last

Much has been made of the new catchphrase “ The New Normal ” which is becoming in the phrase du jour for news outlets and talk shows.  While the phrase was initially coined by PIMCO’s Mohamed El-Erian (or at least caught on after his statements on the economy), the press has taken...

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How To Avoid Banking Overdraft Fees

There are many things that I hate paying for in life, but bank fees are definitely in my top three for most hated expenses. When you deposit your money into a commercial bank, you are already doing them a favor, because that increases their ability to loan more money to other customers and make money...
How Does Deferred Compensation Work?

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How Does Deferred Compensation Work?

I first heard of a deferred compensation plan a few years ago when one of my old bosses left my company and within a few years, quickly became a high-flyer in the organization, overseeing operations in several countries and managing thousands of employees with a global biopharma.  Evidently, many things...
How To Save Money Buying An LCD TV

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How To Save Money Buying An LCD TV

During the summer, you will find great deals on LCD and Plasma TV’s, because manufacturers and retailers are looking to get rid of their older models to bring in new ones. As with any electronic device, manufacturers roll out a better model with more features every year to make consumers never...
Tax Considerations For Self-Employed Income

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Tax Considerations For Self-Employed Income

I was talking with one of my best friends today, and he was asking for my opinion about SEP retirement accounts, and how he can reduce the taxes taken from the self-employed income he earns throughout the year. He does some public speaking and lectures that earn him some side income throughout the year,...

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FHA Loan Introduction and Explanation

The following is a guest post at Darwin’s Finance.  If interested in guest posting here, inquire further via this contact form . The FHA (Federal Housing Administration) was formed by congress in 1934, to help a needy country rise out of the depths of depression. The majority of the country did not...

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