Style Boxes and the Eff...

The following is a guest post from Marotta Wealth Management . Click any images below to enlarge them. Over the past few weeks we’ve been examining the investment science behind asset allocation. We learned that risk generally follows return. We learned that tilting small and value...

How to Save & Inves...

As many people know, earning college grants and scholarships can be difficult – there is a great deal of competition, and even students who get excellent grades are denied. Unfortunately, it can also be difficult to obtain student loans – even though that money must be paid...

Buy When There’s Bloo...

The following is an excerpt from Jackass Investing: Don’t do it. Profit from it. It’s a book that takes “conventional knowledge” on investing and argues that it’s a myth. Perhaps one of the most famous anecdotes related to market timing can be attributed to...

What Is a Certified Fin...

Since prehistoric times, men have adorned themselves in paint, animal skins, and feathers to impress, intimidate, and influence their fellow humans. While people no longer wear such accoutrements, many, particularly those employed within the financial industry, continue to enhance their...

What Is the JOBS Act (J...

H.R. 3606, Jumpstart Our Business Startups Act (JOBS) was passed by the House and Senate on March 27, 2012 and signed into law by President Obama on April 5, 2012. While most economists believe the act will have little impact on increased employment, the restrictions and costs faced by...

Buying Silver vs. Gold ...

When I started trading commodities in the fall of 1990, the price of gold was $400 an ounce. From September of 1990 to September of 2005, the price of gold ranged from around $280 to $450 an ounce: a difference of $170 over 15 years. Over the course of any given year, a $40 to Buying...

A Scriptural Perspectiv...

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here’s why . Sound Mind Investing gives four reasons why God wants you debt free as follows: 1. Debt is considered slavery. (Proverbs 22:7) 2. Debt was considered a curse. (Deuteronomy 28:15,...

The Downside of Buy-and...

The following is an excerpt from Jackass Investing: Don’t do it. Profit from it. It’s a book that takes “conventional knowledge” on investing and argues that it’s a myth. We can see that if a person had held stocks over the 111 year pe-riod ending December...

What Are Brokered CDs &...

Conservative investors who are disappointed with the mediocre rates of interest offered on their local bank’s CDs may want to explore the world of brokered certificates of deposit. These unique instruments resemble those that are sold in bank lobbies in some respects, but there...

What Is a Charitable Re...

In popular media, there is a fascination with the differences between everyday Americans and the wealthy. However, in reality, the rich and the average American often use their money in the same ways. The rich routinely give to charity, and while the amounts they give are high, as a...