Government Small Busine...

We’ve all seen the screaming headlines on Internet search engine results pages or late night TV infomercials: Free Money From the Government! Or Government Has Millions of Dollars in Grants for Women-Owned Businesses! And while these ads are tempting to believe, the reality is that...

Southwest Airlines Rapi...

Southwest Airlines is one of those companies that you either love or hate. Unlike all the major airlines, they offer only economy seating and no seat assignments. They are not concentrated in major metropolitan areas, and offer free checked bags and no re-booking fees. It used to be that...

VA Mortgage Loans in Al...

Alameda, CA is a town with a long military history. Since we have lived here, they have been trying to renovate about 1/3 of the main island which was base to the Coast Guard. Just a little history…. originally known as Government Island, this artificial island was formed in 1913 by the...

10 Ways for How to Save...

Let’s face it. Although you may want to reduce your carbon footprint and save the earth, it can be very difficult to know exactly how to do it without spending a fortune. Sure, there are plenty of ways you can upgrade your home to be environmentally-friendly on a large scale with...

Why You Should Stay Far...

In the last few years, all kinds of industries have jumped on the IRS tax refund bandwagon.  Almost half of Americans are issued refunds after filing their taxes, resulting in a profitable marketplace for a number of creative consumer opportunities. There are special deals on cars,...

United States Tax Histo...

Taxes can be so frustrating that we often ignore the significant and interesting role they’ve played in U.S. history. Though the idea of taxes doesn’t necessarily please the populace, the issue has certainly motivated Americans during key events. Taxes helped start the...

List of the Most Common...

Each year we receive or fill out lots of tax forms, and each of these forms has a specific purpose. Below, I’ll outline and highlight some of the most common forms. You can find more detailed information by clicking on the form’s name. Form 1040 The most important of them...

What is a 1099 IRS Tax ...

In an effort to help make filing taxes easier this year, we are breaking down the various IRS tax forms to help you know if you need them, and how to use them. IRS form 1099 covers many different kinds of income other than wages, salaries, and tips. Since you don’t have to submit...

W-4 Withholding Tax For...

In an effort to help make filing taxes easier this year, we are breaking down the various tax forms to help you know if you need them, and how to use them. Each time you begin a new job, one of the forms you’ll be asked to fill out is a Form W-4 . This form helps your employer...

3 Types of Mortgage &am...

Recession-related job loss , cut backs, and bank crackdowns have left many debt-mired homeowners wondering what they can possibly do to  save their homes from foreclosure . Unfortunately, for every downtrodden soul, there is a scumbag con artist waiting to take advantage. These crooks...