I have reviewed quite a few banking sites in the recent past and the first thing that struck me about FNBO Direct is that it is about as close to a “one stop shop” for banking that I’ve been able to find. One of their most attractive feature is their 1.1% APR for their online savings account....

Over the past few weeks, there have been several headlines declaring the death of the McMansion.  Depending on how you define the “McMansion”, there may be some merit to the argument, but other aspects of the American desire to have things that are “big” are alive and well. ...

Eliminating your credit card debt and all of your debt is the single most important thing you can do to help you start winning with money. But, it’s one thing to just pay off your credit card debt and get right back into debt. When you decide to eliminate your debt and achieve the goal, your next...

I have had many conversations with many people in the past who have inquired about how to get out of debt. Most of these people realize that they are in debt and that they do need to do something about it. Realization of the problem and desire for a solution is one of the all-important first steps,...

While I always knew tutors existed and my wife even considered doing it for some time since she was a teacher before opting to stay home with the kids, I didn’t realize the extent to which tutoring and costly tutoring at that, occurs in America.  There was a NYTimes article this weekend outlining...

As the saying goes, “No good deed goes unpunished”, with the recent announcement that several billionaires will end up donating much of their wealth to philanthropy before they die rather than passing it on to heirs (along with a substantial portion to US coffers by way of the estate tax),...

The GAO released a damning study of the for-profit college industry which showed outright lying and deceptive tactics by personnel in order to dupe prospective students into enrolling in their programs when it was questionable as to whether doing so was in their best interest.  Many of the personnel...

Social Security will actually pay out more benefits this year than it will take in which is a pretty shocking wakeup call.  While I’d been hearing about skepticism over the solvency of Social Security ever since I was a little kid, 2010 marks a year when the payouts don’t match the intake...

I read an interesting story in NPR this weekend showing how impulsiveness is tied to the chemical content in your brain.  Akin to how plaintiffs attorneys have tried to use genetic makeup to explain why criminals do what they do, I wonder if people knew what their dopamine levels were in their brain,...

A recent United Nations report suggests that in some countries the amount of electronic waste, a.k.a “e-waste” or Waste Electrical and Electronic Equipment (WEEE), including obsolete mobile phones, computers and HDTVs being produced could rise by as much as 500 percent over the next decade....