While the college experience can be quite a wild ride, it takes a little creative budgeting to have so much fun without coming out dead broke, or worse, in serious debt. As Ben Franklin famously advised, “A penny saved is a penny earned.” And while Franklin wasn’t exactly known for following his...

You’re young and want to go out…yet you have no money. Welcome to the club. The good news: a small budget doesn’t automatically relegate you to the couch with a six-pack. Barhopping on the cheap is feasible, as long as you do it strategically. A few things to keep in mind on your next night out:...

With the recession, layoffs, student loans, and the general burdens of being a twenty-something, finding the money to participate in local cultural activities can be a challenge. Here are some things to check out that provide cultural stimulation for a price you can actually afford: Museums. Check your...

With the recession, constant talk of cutting back, and likely a disgruntled, laid-off friend or two, you may think staying in is the only way to save. Not true. While drinking, caffeining, and eating at home are all terrific ways to cut costs, an occasional night out is still possible even on a tight...

If you have a number of bills to pay, you may want to use a debt consolidation loan calculator to see if a personal or home equity loan is the right solution for you. Instead of paying numerous high interest bills each month, you might be better off making one lower interest payment. You’ll only know...

With all this talk about “Going Green” and saving the environment, I think most people are more concerned with “Getting Green” or saving it for that matter. I have found a few ways, first and foremost to cut down some costs around the house, and in daily life, and maybe be a little...

Do you want to know how to become debt free? Are you one of the millions of Ameri-cans who have come to see the American consumer culture as being toxic to budgets and to lifestyles? Are you ready to live a life in balance with your finances? This article will show you how to become debt free. How to...

Creditology as we may refer to it, is the mathematical equations and algorithms utilized to produce a score from a compilation of huge amounts of data that is supposed to predict the tendency for a borrower to default on a loan. This ambiguous and often arbitrary rating system has kept many Americans...

Many people wonder what the credit score ranges are.  They’ve heard that good credit can mean lower interest rates while bad credit can lock you out of various types of loans.  But even if they know their actual score, they don’t know where they fall on the credit score ranges. The reason for this...

Getting a credit card after obtaining a bad credit history may be tough. However, it is still possible to get one without having to undergo a thorough credit investigation. A new no credit check credit card can also help in improving your credit score and straighten up financial standing. See the rest...