Stop Making Excuses ...
I used to hear it all the time. Comments like: “I can’t save and invest. I don’t make enough money.” “Life is too expensive. I have nothing left over to save.” And so forth. What do I call these sorts of statements? Excuses. And I think that’s...5 Insurance Tips & ...
Eleven years ago, I started a consulting business with one client. In the timespan of just over three years, I expanded into an office with partners and employees, laid everyone off when the economy turned ugly, and ended up working out of my living room before finally calling it quits....Debit Cards Versus Cred...
Smart Money has a piece on how debit cards and credit cards are fighting it out to be the preferred choice for American consumers. A summary of their thoughts: Until recently, debit cards have been popular among consumers, offering convenience without the risk of going into debt and,...List of 16 Major Leadin...
Most economists talk about where the economy is headed – it’s what they do. But in case you haven’t noticed, many of their predictions are wrong. For example, Ben Bernanke (head of the Federal Reserve) made a prediction in 2007 that the United States was not headed into...Where in the World Shou...
The following is a guest post from Marotta Wealth Management . Finding countries where you can plant your investments in fertile soil may be one of the most important asset allocation decisions you make for the next several years. In 2002 I coauthored a column with my father, George...Personal Finance Round-...
Do you remember when you were young and every simple thing was amazing? Going out to dinner at a fancy restaurant (even if it was just Sizzler) was an adventure. You got to eat new, exotic food that someone would bring out and set right in front of you, and the whole experience was...Save Your Social Securi...
The following is a guest post from Marotta Wealth Management . This year the government reduced Social Security taxes by 2%. More than 150 million workers will receive up to $2,136 each. The assumption is we can spend our way out of unemployment. You should boost your savings rate by 2%...2010 U.S. Stock and Bon...
The following is a guest post from Marotta Wealth Management . Over the long term, stocks outperform bonds and bonds outperform cash, which was affirmed in 2010. Analyzing the breakdown of asset categories will help you craft portfolios that will perform best in this new year and beyond....