Once you’ve gotten out of debt, the only way to stay out of debt is to have a cash reserve. I know, what a concept, actually HAVE cash to pay for stuff. We live in a society that has indoctrinated us to swipe a credit card and pay later. It’s the American way of life, buy now and pay later....

I wanted to share with you my accomplishments and failures for 2009 and hopefully you’ll share with me some of yours. Part of growing as an individual and becoming wiser involves knowing your failures and accomplishments. My Career I spent the first 5 months working at a financial services company...

What Is The Plutus Awards? A few personal finance bloggers have created the Plutus Awards which will celebrate the best in personal finance for 2009. There will be two different types of awards. The first set is the Plutus Awards, and you will nominate your top three personal finance products and services....

One of the hottest tech gifts this holiday season are the eBook readers. Have you been looking for one? If so, then you should check out this giveaway by Free Snatcher. Free Snatcher is giving away a Cybook Opus Reader and a $100 gift card to BooksOnBoard.com. Free Snatcher is a great for finding great...

Today I was in a conference for green lodging and hospitality, and it was hosted at the Rosen Centre Hotel, a prestigious and luxurious hotel and convention center in Orlando, Florida. Harris Rosen, the founder and owner of the Rosen hotel chain, gave an introduction to the conference and instead of...

A lot of you will be looking to buy the important men in your life something special, but you don’t want to break the bank doing it. Gift giving is an important symbol of affection, but I don’t like when people go overboard without the means to do it. Unless you have a bunch of money to...

Millions of people are dreading the time it takes to decorate their houses for the holidays. But if you don’t do it now, you’ll never do it, and you know how much the kids love it. You know the feeling of when you take a step back like Clark Griswald and look at your decorating masterpiece....

Millions of people are dreading the time it takes to decorate their houses for the holidays. But if you don’t do it now, you’ll never do it, and you know how much the kids love it. You know the feeling of when you take a step back like Clark Griswald and look at your decorating masterpiece....

There’s an impressive campaign going on now at optionsXpress whereby you can get a $100 signup bonus by simply opening a new account with a minimum of $500 by December 31, and make a minimum of 3 trades over the course of the following 12 months. How’s a 20% ROI over a month or so sound?...

Personal finance applications and budgeting tools have become extremely popular over the past two years, with Mint.com being one of the largest players out of the group, but there are other alternative applications out there that offer a variety of different features that you may be interested. BudgetPulse.com...