How to Get Out of an Up...

In the housing industry, it’s called “negative equity”; in the automotive industry it’s called being “upside down.” But whichever way you look at it, it means the same thing: more money is owed on an asset than the asset itself is worth. When in this...

The Truth About Applyin...

According to the Tower Group’s recent report, more than two-thirds of small businesses use their credit cards for various business expenses , but of those only about 40% are putting the charges on business credit cards. The other 60% are putting themselves at risk for personal...

IRS Tax Evasion Fraud D...

Admit it. At some point during tax prep – filling in one too many data fields or just finding out the final total you owe to Uncle Sam – a dangerous thought crosses your mind: What if I just don’t file? While most people resist the urge to simply skip out filing taxes,...

How Your Credit History...

Auto insurance scores are finally starting to share some of the limelight with credit scores. Consumers are learning more about what this  other credit scoring model is and how it could potentially raise or lower car insurance costs . So what exactly is an auto insurance...

Do You Get a Gas Receip...

Here’s an interesting question for today: When you get gas and pay by credit card, you usually have the option to get a receipt or not. Do you get one? Why or why not? Personally, I get a receipt because I like to know where my credit card charges stand at all times. Every couple...

Shred Your Credit Card ...

If you’re like many Americans, one of your New Year’s resolutions for 2011 is to get out of debt and stop using those darn credit cards. So how is it working out for you so far?  Are you able to follow through on your promise? A great way to get some extra help in ridding...

Personal Finance Round-...

I find one thing that is often forgotten in the hype of the New Year is the end-of-year review. In order for you to progress in the next year and head in the right direction, it’s very important to study where you were a year ago, what you did and didn’t do well, and what...

How do I reduce my debt...

Ok, good new is I did some huge home remodels that cost quite a bit and now we love where we live. Now the bad. We went well over budget but needed to finish and did about 2 years ago. We used credit, some credit cards, some loans. So here is the deal, I have a huge mortgage from our...