15-Year vs. 30-Year Mor...

There is no shortage of decisions to be made when applying for a new mortgage loan. You have to select a lender and decide between a fixed or an adjustable rate – and then you must make the biggest decision of all. Paying on a mortgage loan for 30 years is typical, and in fact,...

How to Break an Apartme...

Leases are legally binding contracts, and vacating a rental property before your lease expires can have serious consequences. But what are you supposed to do if you can’t make rent? You can skip the payment and dodge your landlord until you’re able to drum up the cash....

What Happens If You Def...

Defaulting on any form of student loan, whether private or federal, is a nightmare. But when it happens with federal loans, Uncle Sam is merciless. Currently, there are 36 million Americans with federal student loans, and a growing number of these borrowers are struggling or unable to...

How to Stop Being Jealo...

Have you ever looked at another person’s life and wished that their clothes, their cars, and their vacations could be yours? It’s not uncommon, and I’ll admit that I’ve fallen prey to money envy. When my husband and I first got married, we had great jobs and a...

5 Fun & Cheap Date ...

Ah, to be a teen again. I turned 16 sometime in the ’90s, so I hit my teen years back when butterfly hair clips, the Backstreet Boys, and the show “Boy Meets World” were cool. While I definitely wouldn’t want to go back to wearing casual overalls and plaid shirts,...

How to Pay Off Your Car...

Like most everyone, I hate debt, and the thought of paying off a car loan for a number of years has always left a bad taste in my mouth. While I realize that loans can be necessary to purchase a house or pay for a college education, I take issue with the idea of financing items How to...

What Is the CoreScore â...

In the world of consumer credit scoring, there’s always something new, more “accurate,” and even more intrusive than the credit reporting that has preceded it. One of the latest attempts to delve into consumer behaviors and reduce them to a single number is the...

Debt Snowflaking – 25...

If you have debt, you may feel a sense of desperation and a desire to eliminate it as soon as possible. Reducing your monthly expenses and developing an aggressive debt repayment plan is a great start. Depending on the severity of your situation, you may want to stop using credit cards...

6 Business Success Tips...

There’s nothing like a great rags-to-riches story, and Jane Wurwand has a remarkable one. She started Dermalogica, a professional skin care company, in 1983 with $1,400. Her goal was to bridge the gap in skin care between salons and at-home users. Dermalogica products are now sold...

What Is Your State of C...

People have different credit scores, depending on how they manage their money. But did you know that credit ratings vary dramatically from city to city? That is the conclusion reached in a new report from Experian, one of the largest credit agencies. They took a sampling of their...