Happy Fourth of July...

Just want to say a big happy Fourth of July to all of you out there — and Happy Birthday to America! I hope you’re having a great day (like I am) celebrating the freedom we enjoy in the U.S. Go here to see the original:  Happy Fourth of...

Another Perspective on ...

Surprisingly we had a lively discussion on whether or not $250,000 was enough to live on. I won’t generalize and say we came to some conclusions because we didn’t (much to my amusement — the issue seems pretty clear to me), but obviously many people do live on well...

Help a Reader: Getting ...

Here’s an email I recently received from a reader: I’m a 28 year old person who is married to a lovely woman. We married only a year ago. We’re just starting our life together. I’m $30,000 dollar in debt. $12,000 of it is in credit card. Scold me for that. I used this money...

Details on Millionaires...

Get Rich Slowly has a great interview with Thomas Stanley, Co-Author of “The Millionaire Next Door” (one of the best personal finance books ever IMO) that has some really great quotes. I thought I’d share a few of them with you (in red) and give my comments on them. Here we go:...

Personal Finance Round-...

You can find plenty of genuine ways to save money, like clipping discount grocery coupons , negotiating , and planning ahead. But for every genuine way to save, there’s another bogus savings “method,” like buying in bulk without doing research on prices, and stocking up...

Rent Versus Buy Decisio...

The Bucks Blog points to an infographic from website Trulia that attempts to tell when it’s better to rent a home versus buy one (and vice versa). They give this as the conclusion of the pic: Trulia calculated the ratio by comparing the median list price to the median rent of...

6 Unusual Part-time Job...

Plenty of life events can motivate you to get a second part-time job . Some families need the extra cash for important budget categories , and others simply like the supplemental income to help with the extras. It can also be your way of testing the waters before a career change , or a...

7 Easy Steps to Switch ...

If, like many Americans, you’re fed up with big bank fees and poor customer service, you might be considering other options when it comes to banking. Three of the most popular alternatives are online banks, credit unions, and small local banks. While switching financial...

Portion Distortion – ...

You’ve just walked in to your favorite fast food place. You ordered your standard Value Meal #4: hamburger with cheese, french fries, and drink. When your order comes out everything looks just as it should be, and you dig in. But if someone from the past had traveled in time from...

8 Tips for Optimizing Y...

More and more employers are using Facebook as a tool in vetting potential candidates for employment. With the rise of social networking sites, we all have some kind of online presence that may reveal experiences that a potential employer would frown upon. You know what I’m talking...