What If I Lost My Caree...

The following is an excerpt from the book When Life Strikes: Weathering Financial Storms by Cal Brown, CFP, MST. The excerpt is a digitally scanned reproduction of text from print. Although this excerpt has been proofread, occasional errors may appear due to the scanning process. Please...

How to Become an ESL Te...

I sat at the front of the classroom with my half-eaten lunch as 28 Japanese 7-year-olds hovered around me peppering me with questions: ”How tall are you? Why are your eyes brown? What’s the best place in America?” Their eyes wide with genuine curiosity and interest,...

What Is a Spousal IRA â...

If you are a stay-at-home spouse, it seems unfair that you can’t build up a retirement account in your name. After all, one of the requirements of opening an Individual Retirement Account (IRA) is that you need earned income. For those who stay home, though, this is actually a...

How Much Closing a Cred...

While we’ve discussed the fact that opening a new credit card account probably doesn’t impact your credit score (and actually could help it), I’ve never see anything on what closing a credit card account does to a credit score. That is until now. Moneyland highlights...

The Complete Guide To B...

The following is a guest post from Todd Tresidder who writes regularly about advanced personal finance topics and investment strategy at Financial Mentor . As most of you know, this line of thinking is near and dear to my heart. Building wealth is simple. It doesn’t require luck,...

Make More Money by Bein...

So far, here’s our list of physically related ways you can make more money: Wearing skirts and makeup (for women, of course) Being taller (heels, anyone?) Being attractive Having just a “touch” of gray hair (for men) Control your weight Yes, we’ve covered the...

Bank of America Already...

Here’s an update on my new credit card strategy I posted a couple weeks ago: I received all the notices from Bank of America saying my FIA Services card was being converted to a Bank of America card. I have until the end of October to use my 2% cash back card. After that it...

Carnival of Passive Inv...

Welcome to the Carnival of Passive Investing. As you might imagine, this carnival is a weekly collection of money-related stories around the idea of passive investing. And this week, I’m the host! If you’re new to Free Money Finance, you may want to check out a few posts to...

Index Funds Versus Acti...

US News talks about three investing numbers : 9, 7.5, and 6. Here’s their explanation of each: Nine percent is the annual historic growth of the S&P 500. The average investor could simply buy and hold the S&P 500 Index, go play golf, and look up in twenty years to see a...

Best and Worst Credit C...

MSN Money lists the best and worst credit card issuers based on how much financial protection they offer and how well they help against potential fraud . Their list: Best (score out of a possible 100) 1. Bank of America (87) 2. Discover (74) 3. U.S. Bank (73) 4. USAA (69) 5. Capital One...