Ex-Husband has custody of Child. Ex-Wife is ordered to preserve medical insurance for Child.

Child seriously injured in naughty accident. Dad discovers that Child’s insurance lapsed several weeks before.

Finding out that your child’s or your insurance coverage has been canceled or modified just when you need it most is a nightmare.

There are a couple of ways to prevent that from happening.

The source composition discussed the Qualified Medical Child Support Judgment Order mandatory in every Missouri divorce involving minor children where insurance is available.

But an endorsement to any insurance can be negotiated and ordered which requires the insurance carrier to supply

30 - 90 days notice to the insured prior to canceling or modifying (reducing) coverage. That works whether the insured is a child or a former spouse.

The party mandatory to supply the insurance should be called for to deliver the certificate of insurance / declarations page reflecting the special endorsement to the insured within 10 days after final judgment.

Read more in this South Side Journal editorial - Fox Family Files: Do you have a “Q-order in your divorce decree?

Original post by Janet Langjahr

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