Money,Mortgages,Stocks,Taxes,Debt - Part 2
Why Dividends Are Important To The Portfolio Of Every Investor

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Why Dividends Are Important To The Portfolio Of Every Investor

Let’s talk about dividends. Fixed income and old-school investors all love dividends. Dividends are a share of company’s profits that are paid out to shareholders. Many stocks, bonds, and mutual funds offer dividends to investors. Dividends provide a stable income stream that help to improve investment...
Tutoring Gone Wild in America

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Tutoring Gone Wild in America

While I always knew tutors existed and my wife even considered doing it for some time since she was a teacher before opting to stay home with the kids, I didn’t realize the extent to which tutoring and costly tutoring at that, occurs in America.  There was a NYTimes article this weekend outlining...
Personal Finance Round-Up: Preparing For A Sickness or Injury

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Personal Finance Round-Up: Preparing For A Sickness or Injury

We often think that getting hospitalized due to an illness or injury is something that we cannot predict or prepare for, but that’s not true.  Over half of the people that file for bankruptcy do so because of extremely large medical bills that they cannot pay back.  Now, this may be partly due...
Who Would Make the Best Use of $Billions – Bill Gates or US Govt?

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Who Would Make the Best Use of $Billions – Bill Gates or US Govt?

As the saying goes, “No good deed goes unpunished”, with the recent announcement that several billionaires will end up donating much of their wealth to philanthropy before they die rather than passing it on to heirs (along with a substantial portion to US coffers by way of the estate tax),...
6 Ways To Save Money on College Textbooks

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6 Ways To Save Money on College Textbooks

Ah yes, it’s back to school time, and if you thought the crap that you’re buying your elementary school kids is expensive, just wait until they’re in college. The money spent on college textbooks has got to be one of the biggest wastes of money while attending college. Many professors...
Should I Refinance My Mortgage?

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Should I Refinance My Mortgage?

I’ve been writing personal finance articles for almost 5 years now, and I still don’t claim to know it all or know exactly what financial moves to make in my own life. One great advantage to having an outlet at my disposal like Money Crashers is that I have thousands of readers that can...
For-Profit College Scams – Really Think Before Enrolling

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For-Profit College Scams – Really Think Before Enrolling

The GAO released a damning study of the for-profit college industry which showed outright lying and deceptive tactics by personnel in order to dupe prospective students into enrolling in their programs when it was questionable as to whether doing so was in their best interest.  Many of the personnel...
Tax Free Holidays Coming Up

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Tax Free Holidays Coming Up

It’s really hard to believe that Summer is almost over, and many of you will be sending your kids back to school! Sending your kids back to school can be a really expensive time of year, because your kids are growing out of clothes and need new school supplies. Fortunately, a lot of states have...
Social Security Tipping Point in 2010 – IN THE RED

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Social Security Tipping Point in 2010 – IN THE RED

Social Security will actually pay out more benefits this year than it will take in which is a pretty shocking wakeup call.  While I’d been hearing about skepticism over the solvency of Social Security ever since I was a little kid, 2010 marks a year when the payouts don’t match the intake...
7 Ways To Make An Extra $1,000 A Month

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7 Ways To Make An Extra $1,000 A Month

Many of you are very tight on money, and an extra $1,000 a month would literally change your world. An extra grand of income per month doesn’t sound like a lot, but for a one-income family or a family with a lot of expenses, an extra $1,000 can make a big difference when it comes to reaching your...

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