Negotiating takes practice. Some people are born with good negotiation skills, because they have a natural ability to talk to people. But for the rest of us, it doesn’t come naturally, and practicing your negotiation skills in everyday situations will help you save a lot of money over a lifetime....

I love to give. One of my favorite ways to show appreciation, affection, or just simply make someone happy is to give them a gift. I honestly don’t do it, because I am obsessed with materialism. I just know that receiving an unexpected, thoughtful gift brings can really brighten up someone’s...

I love to give. One of my favorite ways to show appreciation, affection, or just simply make someone happy is to give them a gift. I honestly don’t do it, because I am obsessed with materialism. I just know that receiving an unexpected, thoughtful gift brings can really brighten up someone’s...

I was reading Sports Illustrated, and I came across this statistic: 78% of former NFL players go bankrupt or are under major money stress due to joblessness within 2 years after retirement. 60% of NBA players are broke within 5 years after retirement. Does that surprise you? It didn’t surprise...

Many parents will be sending their kids off to college in the coming weeks, and the issue of credit cards always comes up. Parents don’t want their kids to be high and dry if they need an emergency car repair or have a medical issue. For many college freshman, it is a rite of passage to apply...

Universities across the country will be filling up their dorms and surrounding apartment complexes from now until the next three weeks. I remember my first experience going away to school. I didn’t have much, because my dorm was about the size of a medium sized bedroom, and I shared it with one...

All universities and colleges have followed suit with the rapid growth in internet technology over the past ten years, and it is now essential for college students to have a good computer for school. Laptops are the computer of choice with college students, because they’re portable and pack enough...

It’s that time of year that parents dread, especially those with more than one school-bound children. The average family will spend about $600 on back-to-school supplies and other items needed to send their children back. Doesn’t that sound a little high? That’s a significant hit for...

Do you have a great story about how you became debt free? Did you sell a bunch of stuff, make sacrifices to speed up your debt elimination? What’s your story? Maybe you started getting out of debt, and you are on track to destroy your elimination goals. We want to hear your story, too! Still in...

Background Info My wife and I went looking for entertainment centers on Sunday afternoon. We stopped by one of our favorite places to find really cheap, decent furnture: the Rooms-To-Go outlet. We bought our bedroom set brand new at the outlet two years ago for $1,200, which included a king head/foot...