A lot of people start off their mornings at their favorite coffee spots like Starbucks, Caribou, Dunkin Donuts, Peet’s, and others. But over time this can easily cost a small fortune. Let’s do the math, $4 a day on one latte comes out to $20 a week, and that’s over $80 a month, and a total of $1,000 in a single year. Plus, if you’ve got hungry children who insist on having a pastry or a drink of their own, that amount can easily triple. If you’re familiar with David Bach, then you know about the “latte factor” that he talks about in his books and how it can easily contribute to hindering you from building wealth. If you’ve been looking for a way to save money, whether it be for a nice vacation or just to pay down those credit card bills, you might find these 8 tricks to reduce your coffee bill helpful. 1. Resist the temptation and make your own coffee Just make your own coffee. Even if you’re into the whole espresso culture, small home espresso machines can often be found for $20 and $30 at chain drugstores. High quality beans are readily available and all those flavored syrups are only about $5 a bottle at the local grocery store. I know that homemade coffee isn’t as glamorous as holding a fresh Starbucks cup, but honestly does it really taste all that much different? 2. Experiment at the coffee shop condiment station Some people are coffee purists and drink the stuff black, but most others like some extra flavor adding milk, cream, and sugar. If you do end up going to a coffee shop, try getting a cheaper basic coffee and experimenting with the mix of cream, sugar, and additional powders/flavors at the condiment station. Your own creation could end up tasting just as good as a specialty latte without costing an extra $1 or $2. 3. Buy “used” gift cards to coffee shops Let’s face it, people often default to gift cards for special occasions like birthdays, graduations, and Christmas. Recipients don’t always like or need these cards so they put them up for sale willing to accept less than what they’re really worth. You’ll find people selling all kinds of “used” gift cards at a discount on sites like Craigslist and eBay, including cards for coffee shops like Starbucks. If coffee really is making you poor and you can’t resist going in for lattes, this trick might save you some cash. 4. Flavor your own coffee at home In many European countries, people simply brew coffee with an inexpensive flavor right in the basket. How can you do this? Simply toss a few dried cloves, a cinnamon stick, dried orange peels, or whatever strikes your fancy into the grinder with the beans. If you don’t grind your own beans, check the grocery store to get those “$1.50 a pump” syrups for only about $5 a bottle. After this, you can’t use “wanting something different” as your excuse to go to Starbucks anymore. 5. Reuse your

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8 Essential Tricks to Get Your Coffee Fix While Saving Money
