Money,Mortgages,Stocks

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Budgeting for the twenty-somethings

With all this talk about “Going Green” and saving the environment, I think most people are more concerned with “Getting Green” or saving it for that matter. I have found a few ways, first and foremost to cut down some costs around the house, and in daily life, and maybe be a little...

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How To Manage An Inheritance Or Lump Sum Of Money

At some point in our lives, we ponder the question, “What would you do if you were given a large sum of money?” We usually answer the question with a bunch of wishful thoughts like traveling around the world or buying a boat. We don’t like thinking about being responsible with a large...

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The Difference Between Frugal and Cheap

Ever since I have been more passionate about personal finance and managing my money, I have noticed that there are different definitions of being cheap and being frugal, depending on who you talk to. When my wife and I started telling people that we couldn’t go on vacation, because we were paying...

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How To Become Debt Free – Simple Budget Solutions

Do you want to know how to become debt free? Are you one of the millions of Ameri-cans who have come to see the American consumer culture as being toxic to budgets and to lifestyles? Are you ready to live a life in balance with your finances? This article will show you how to become debt free. How to...
The New Normal Is: Abnormal - It Won’t Last

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The New Normal Is: Abnormal - It Won’t Last

Much has been made of the new catchphrase “ The New Normal ” which is becoming in the phrase du jour for news outlets and talk shows.  While the phrase was initially coined by PIMCO’s Mohamed El-Erian (or at least caught on after his statements on the economy), the press has taken...

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The Car Allowance Rebate System And Scams to Avoid

The Car Allowance Rebate System was signed into law last week, but there are already scammers out there trying to phish information from consumers looking to trade in their old cars. Here are some things you need to know to avoid these scams: If you come across any website that uses the term “cash...
Darwin’s News, Upcoming Events, Links and More

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Darwin’s News, Upcoming Events, Links and More

There’s quite a bit brewing at Darwin’s Finance.  I figured I’d take this opportunity today to update readers on a few things and share some exciting news and upcoming events. The Carnival’s Coming to Town! For this upcoming week, I’ve been selected to host the premiere...

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Declare War on Your Credit Score!

Creditology as we may refer to it, is the mathematical equations and algorithms utilized to produce a score from a compilation of huge amounts of data that is supposed to predict the tendency for a borrower to default on a loan. This ambiguous and often arbitrary rating system has kept many Americans...

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How To Avoid Banking Overdraft Fees

There are many things that I hate paying for in life, but bank fees are definitely in my top three for most hated expenses. When you deposit your money into a commercial bank, you are already doing them a favor, because that increases their ability to loan more money to other customers and make money...
How Does Deferred Compensation Work?

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How Does Deferred Compensation Work?

I first heard of a deferred compensation plan a few years ago when one of my old bosses left my company and within a few years, quickly became a high-flyer in the organization, overseeing operations in several countries and managing thousands of employees with a global biopharma.  Evidently, many things...

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